by Stas Bodrov | Feb 5, 2026 | Coverage, Property
On January 30, 2026, the Supreme Court of Canada released the long-awaited decision of Emond v Trillium. In a 141 page decision, with a 7 to 2 margin, the highest Court ruled in favour of Trillium finding that the compliance cost exclusion in the base policy applied...
by Stas Bodrov | Apr 9, 2025 | Priority Dispute
Has this ever happened to you – an insured binds an automobile insurance policy, pays three months of the insurance premiums, and their fourth payment returns as an NSF? This is not an uncommon occurrence. It allows an insurer to terminate the policy for non-payment...
by Stas Bodrov | Jan 31, 2025 | Accident Benefits, Priority Dispute
The Ontario Court of Appeal affirmed that an incident can be both an “accident” and not an “accident” under the SABS at the same time—a legal paradox worthy of Schrödinger’s cat! Schrödinger’s cat is a thought experiment used to demonstrate the quantum physics...
by Stas Bodrov | Sep 13, 2024 | Human Rights
The Human Rights Tribunal of Ontario has rendered countless decisions dismissing applications on the grounds that the issues raised were outside of the Tribunal’s jurisdiction. With these cases being so prevalent and taking up the resources of the Tribunal, perhaps...
by Stas Bodrov | Sep 29, 2022 | Coverage
Recently, the Ontario Court of Appeal considered an insurer’s duty to defend in the context of a specific project wrap up liability policy. The decision did not include any ground-breaking principles, but it clarified a few points that may be critical to insurers and...
