Our Team

Subrogation lawyer

Tim Gillibrand


416.679.2781 x 215
[email protected]

Clerk: Kristin Cooke
416.679.2781 x 207
[email protected]

Assistant: Lynn Moffatt
416.679.2781 x 211
[email protected]

Tim is the full package. Better known around the water cooler as “Amazon Prime”, Tim has a knack for knowing just what his insurance clients need and delivering it overnight. Whether he’s flexing his subrogation muscles, “nerding out” over a new coverage issue or investigating fraud, Tim enjoys thinking outside the box. A music and karaoke lover with a newly discovered passion for playing hockey, Tim has a wide variety of interests that keep him on his feet.

Tim shares a hometown with Neil Young, born and raised in the country outside Peterborough. While he stills rocks the Canadian tuxedo on special occasions, Tim has since traded his pick-up truck for a Zipcar membership and his calluses for paper cuts (until we went paperless!). Tim is also the younger brother of three older sisters, making him feel right at home at the female-led SBA.

Primary Practice Areas
  • Subrogation
  • Coverage
  • Fraud and Misrepresentation
Notable Matters
  • Allstate v. Wawanesa (2020) (Priority Dispute, Appeal)
  • Decision No. 426/19 (2019), WSIAT
  • V.T. (17-000565) v. Wawanesa (2019), Licence Appeal Tribunal (Reconsideration)
  • V.S. (17-00751) v. Economical (2019), Licence Appeal Tribunal
  • Pafco v. Wawanesa et al. (2018), Private Arbitration (Priority Dispute, Under Appeal)
  • Aviva v. Pafco, et al. (2018), Private Arbitration (Priority Dispute)
  • Dominion v. State Farm (2018), Court of Appeal (Co-counsel)
  • V.T. v. Wawanesa (2018), Licence Appeal Tribunal (Written Hearing)
  • Sandhu v. Economical (2017), Licence Appeal Tribunal
  • Travelers v. CAA (2017), Ontario Superior Court of Justice (Co-counsel)
  • State Farm v. Belair (2017), Ontario Superior Court of Justice (Co-counsel)
  • S.U. v. Wawanesa (2017), Licence Appeal Tribunal (Written Hearing)
  • Decision No. 389/17 (2017), WSIAT
  • Economical v. BI&I (2015), Private Arbitration (Coverage)
  • Wawanesa v. Northbridge (2015), Private Arbitration (Priority Dispute)
  • Burke v. Water Doctor (2014), Small Claims Court (Trial, Unreported)
  • Caserta v. Economical (2014), Small Claims Court (Trial, Unreported)
  • Kaczmarek v. Landmark Windows (2014), Small Claims Court (Trial, Unreported)
  • 8153426 Canada Inc. v. Acton (2013), Small Claims Court (Trial, Unreported)
  • LaQua v. Hydro One (2013), Small Claims Court (Trial, Unreported)
  • Canario v. Cabral (2012), Small Claims Court (Trial, Unreported)
  • Vickneswaramoorthy v. Eldridge (2012), Small Claims Court (Trial, Unreported)
Thought Leadership


  • Don’t Spoil Your Subrogation Claim!, October 11, 2019, Blog
  • Where there’s smoke (detectors), there’s cameras?, October 4, 2019, Blog
  • Can I speak to the Manager?, June 23, 2019, Blog
  • Waivers of Subrogation Reach New “Heights”, June 13, 2019, Blog
  • Walking a Fine Line – Bill of Lading Stomps Liability for Cargo Theft, April 30, 2019, Blog
  • The Subrogator Strikes Back, July 23, 2018, blog
  • Dude, Where’s My Cargo?, July 9, 2018, Blog
  • New Case: Priority Limitation Period Enforced, February 2, 2018, Blog
  • Off the Hook: Responding insurer is not tied to first insurer’s definition of “accident”, November 16, 2016, Blog
  • Case Comment: Chen and State Farm, June 20, 2016, Blog


  • Assessing Damages in CGL Claims, March 12, 2020    
  • Fraud and Misrepresentation, Ontario Insurance Adjusters Association (Niagara), October 30, 2019
  • Show me the Money! Liability in Subrogation Claims, Insurance Institute Burn & Learn, October 3, 2019
  • Subrogation and Common Liability Issues, June 22, 2018  
  • Ridesharing Coverage and Out-of-Province Claims, April 2018   
  • Coverage Issues in the Sharing Economy, Ontario Mutual Insurance Association, March 27, 2018
  • Retaining and Managing Experts at CDL Seminar, Subrogation: Organizational and Claims Management Strategies, November 10, 2015
Professional Memberships
  • National Association of Subrogation Professionals (NASP)
  • Member, Canadian Association of Special Investigation Units (CASIU)
  • Member, Law Society of Upper Canada
Bar Admissions & Education
  • Ontario Bar, 2012
  • JD, University of Ottawa, 2011

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