Who am I? The Case of the Named Insured and the Owner

Jun 25, 2018 | Coverage

What happens when an auto insurer sends a policy termination notice to the named insured, but the named insured does not own the vehicle insured under the policy? In Ontario (Minister of Finance) v. Traders General Insurance Co. (c.o.b. Aviva Traders) an individual...

ONCA Sides with Lessor in Coverage Dispute

Jun 14, 2018 | Coverage

What happens when a Certificate of Automobile Insurance specifies that the policy includes coverages under certain endorsements, when those endorsements never make it onto the policy? The Certificate and OPCF Endorsements Ontario’s standard automobile policy (OAP1)...

This Father’s Day, Cover your Dad with a Coverage Book

Jun 6, 2018 | New at SBA

Still looking for the perfect Father’s Day gift? Can’t find that special tie that says “I love you Dad”? Stop looking and get Dad the gift that says “You’re the best Dad ever!” by giving him his very own copy of Auto Insurance Coverage Law in Ontario. Think of those...

Arbitrator: Intact has uber, uber, Uber Priority

May 16, 2018 | Priority Dispute

  Does Uber’s fleet policy with Intact provide primary accident benefits coverage to passengers who do not have their own auto insurance policies? The first arbitration decision on this issue says “yes”. Background In July 2016, FSCO approved a new standard fleet...

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